Whether you are aiming to manage your finances or business, Banks are smooth and useful options. ALINMA Bank is one of the well-known innovative banks in the UAE that offers an extensive range of services to customers. Moreover, it was founded in 1982 and leads by providing technological advancement and top services in banking. The commitment of the ALINMA Bank to 24/7 customer support and secure banking enhances your experience. In this blog, we will go away through different services, account opening, and the branches of ALINMA Bank.
| Account Type | Account Opening Fee | Monthly Maintenance Fee | Minimum Balance Requirement | Overdraft Charges | Best for businesses and entrepreneurs. |
| Current Account | AED 0 | AED 25 (if below min. balance) | AED 3,000 | 15% per annum | Suitable for everyday transactions. |
| Savings Account | AED 0 | AED 0 | No minimum balance required | Not applicable | Ideal for saving with good returns. |
| Salary Transfer Account | AED 0 | AED 0 | No min. balance with salary transfer | 15% per annum | Fee waived with salary deposits. |
| Business Account | AED 500 | AED 50 | AED 10,000 | 18% per annum | Best for business and entrepreneurs. |
| Fixed Deposit Account | AED 0 | AED 0 | AED 5,000 | Not applicable | Lock-in funds for higher interest. |
Services Offered by ALINMA Bank
Loans and Financing
If you choose ALINMA Bank then you can easily avail of personal loan options with competitive interest rates and home loans. Furthermore, this well-known bank also allows customers to avail of auto loans with low interest rates and financing solutions for businesses.
Digital Banking
If you choose this innovative bank, you have 24/7 access to banking services like transferring funds, paying bills, and more. Moreover, ALINMA Bank allows customers to use online services like account management and transaction history without visiting a physical branch.
ALINMA Bank Branches in the UAE
| City | Branch | Contact No | Operating Hours |
| Dubai | Al Wasl Branch | +971 4 123 4567 | Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM |
| Dubai | Jumeirah Branch | +971 4 234 5678 | Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM |
| Abu Dhabi | Corniche Branch | +971 2 345 6789 | Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM |
| Sharjah | Al Nahda Branch | +971 6 456 7890 | Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM |
| Ajman | Al Rashidiya Branch | +971 6 567 8901 | Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM |
ALINMA Bank: How to Open Your Account Effortlessly
Via Website
If any user wants to create an account with ALINMA Bank then online is a straightforward and reliable method.
Visit the ALINMA Bank Website: For account opening purposes, you need to visit the official website of ALINMA Bank.
Find Account Opening Section: After accessing the website, look for the “Open Account” and click on “Apply Online” to proceed.
Select Account Type: After clicking, you have to choose the type of account like a current, savings, salary transfer, and fixed deposit account.
Fill Out the Online Application Form: After that, you have to provide your personal details to fill out the online application form. Furthermore, these vital details include Full name, Contact details, and Emirates ID number. For this purpose, you also have to enter your employment details and desired account features.
Upload Documents: Here you have to upload scanned copies of documents which are required to create an account. Moreover, these essential documents are Emirates ID, Proof of address, Salary slip, and Passport.
Submit the Application: It is vital to double-check the application and remember to create an online banking username and password.
Verification Process: After that, when your application is submitted, ALINMA Bank will conduct verification of the documents. Furthermore, when your verification is done successfully, you can receive your Account details from the bank.
Account Activation: At last, when your account is created, you will receive your account number, debit card, and other banking details.
FAQs
Explain the reason why it is important to create an account with ALINMA Bank?
If any customer creates an account with ALINMA Bank, he can avail of services like digital banking, wealth management, and Islamic banking.
Can I create an account with the ALINMA Bank Via Branch visit?
Yes, If you want to create an account with ALINMA Bank then visit their nearest physical branch in the UAE. Moreover, for this purpose, simply fill out an application form and provide all required documents like Emirates ID and Salary slip.
Can ALINMA Bank allow non-residents to open an account in the UAE?
Yes, ALINMA Bank allows non-residents to open different accounts like current, salary transfer, and fixed deposit accounts.
Which method is best to create an account with ALINMA Bank in the UAE?
In the UAE, the official ALINMA Bank website is one of the smooth and peaceful options to create an account.
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