In the UAE, checking your account balance is a reliable and smooth process that is provided by different banks. Any time customers can easily view their account balance by using a wide network of ATMs in this vibrant country. Many banks offer online and mobile app banking that allows customers to check their balances from home. Furthermore, online balance checking eliminates the need to visit a bank branch and offers peace of mind. In this blog, we will go through a detailed overview of methods to check the ATM balance in the UAE.
ATM Balance Check
Method |
Type | Cost (AED) | Processing Time | Benefits |
Using Bank’s Own ATM | Physical ATM | Free | Instant |
No fees; quick and secure access to your balance |
Using Another Bank’s ATM |
Physical ATM | 1-3 | Instant | Reliable if you are not near your partner bank’s ATM |
Internet Banking | Online | Free | Instant |
Access anytime from anywhere; easy record-keeping |
Mobile Banking App ATM Code |
Digital/ATM | Free | Instant | No need for card; secure with OTP authentication |
SMS Notification Service | Digital/ATM | Free or 0.5 | Instant |
Quick updates on balance without visiting ATM |
Bank Helpline Balance Check |
Phone Banking/ATM | Free | Instant |
Useful if you’re unable to reach a physical ATM |
Different Reliable Methods to Check ATM Balance
ATM Machine
Bank ATM |
City | Bank Address | Opening Hours | Balance
Checking Fees (AED) |
Emirates NBD | Dubai | Mall of the Emirates, Ground Floor | 24/7 |
Free |
Abu Dhabi Commercial Bank |
Abu Dhabi | Marina Mall, Entrance Area | 24/7 | Free |
Dubai Islamic Bank | Sharjah | Sahara Centre, Main Entrance | 24/7 |
Free |
Mashreq Bank |
Dubai | City Centre Deira, Near Carrefour | 24/7 | Free |
First Abu Dhabi Bank (FAB) | Abu Dhabi | Abu Dhabi Mall, Level 1 | 24/7 |
Free |
RAKBANK |
Ras Al Khaimah | Al Hamra Mall, Near Entrance | 24/7 | Free |
Sharjah Islamic Bank | Sharjah | Sharjah City Centre, Ground Floor | 24/7 |
Free |
To check your balance, visit a nearby ATM that is operated by your bank or any other bank’s ATM.
- You have to insert your ATM card into the machine for balance-checking purposes.
- After inserting the ATM card into the machine you need to provide your security code or 4-digit PIN.
- Click on the “check balance” option that you are watching on the ATM machine screen.
- The ATM machine screen will display your current account balance. Furthermore, you can also take a print of the receipt if you want.
- When you complete the balance checking process then safely remove your ATM card from the machine.
Mobile Banking App
For ATM balance checking purposes, download and install your bank’s official app on your smartphone from the Google Store or Apple Store.
- After that, simply open your bank app and log in by using your username, security code, and biometric verification.
- Select the account whose balance you want to check, whether it is a current or saving account.
- At last, you can easily see your account balance on the screen with other details of your account via the banking app.
Internet Banking
You can go to your bank’s official website which is helpful for you in balance checking.
- After accessing the website, you need to log in by using a username and password. Moreover, you can also get an OTP which is sent to your registered mobile.
- Select that account whose balance you are looking to check.
- At last, your account balance will be displayed on the screen and you can also watch previous transaction history.
SMS Banking
If you are looking to check your account balance, SMS banking is also one of the reliable and convenient options.
- Firstly you need to write a text message which normally looks like “BAL” or “BALANCE”. Moreover, to check the exact format, visit your bank’s website.
- After composing a message, simply send a text message to your bank’s customized SMS banking number.
- Wait for a bank reply and in a few minutes you will provide your account balance information.
Phone Banking
You may also be able to get information about your account balance by calling a bank’s helpline number.
- Talk to a customer service representative of your bank.
- After that, you have to provide the account number and debit card number.
- At the end, the representative will provide your current account balance and any other information which you want.
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FAQs
Is it possible to check the ATM balance by using the Bank’s official website?
Yes, users can check their ATM balance by visiting an ATM that is operated by their bank or any other bank’s ATM.
Which methods are helpful for users to check their ATM balance?
If anyone wants to check ATM balance then use the ATM which is operated by your bank. Moreover, if someone prefers without Internet then he can use the option of phone or SMS banking.
What is the process of resetting ATM credentials if I forget?
If you forget your ATM credentials then you need to contact the customer support team of your bank to reset it.