Whether you are willing to manage the finances or transfer funds, Banks are smart and reliable options. NCB Bank is one of the well-known banks that offers a wide range of services to its customers in the UAE. It was established in 1953 and provides innovative banking solutions to millions of clients in this country. Moreover, the commitment of National Commercial Bank to customer satisfaction sets it apart from other banks. In this detailed blog, we will discuss services, account openings, and the branches of NCB Bank in the UAE.
NCB Bank Account Type
Account Type | Account Opening Fee | Monthly Maintenance Fee | Minimum Balance Requirement | Overdraft Charges |
Basic Savings Account | AED 0 – AED 500 | AED 25 – AED 50 | AED 1,000 – AED 3,000 | AED 100 – AED 200 per month |
Current Account | AED 0 – AED 500 | AED 50 – AED 100 | AED 5,000 – AED 10,000 | AED 150 – AED 250 per month |
Premium Savings Account | AED 500 – AED 1,000 | AED 100 – AED 200 | AED 10,000 – AED 20,000 | AED 200 – AED 300 per month |
Business Account | AED 500 – AED 1,500 | AED 150 – AED 300 | AED 20,000 – AED 50,000 | AED 250 – AED 350 per month |
Services Offered by NCB Bank
Business Banking
NCB Bank allows you to experience different accounts that allow businesses to manage their finances and transactions. Moreover, in this leading sector, customers can also avail options of services like working capital loans and trade finance.
Digital Banking
If you choose National Commercial Bank, customers can use the bank’s mobile app which is a good option. Moreover, the digital banking of this platform allows you to transfer money 24/7 and access your account from anywhere.
NCB Bank Branches in the UAE
City | Branch | Contact No | Operating Hours |
Dubai | NCB Dubai Branch | +971 4 214 8888 | Sun to Thu bank timing is : 8:00 AM – 4:00 PM |
Abu Dhabi | NCB Abu Dhabi Branch | +971 2 699 9000 | Sun to Thu bank timing is: 8:00 AM – 4:00 PM |
Sharjah | NCB Sharjah Branch | +971 6 572 0700 | Sun to Thu bank timing is : 8:00 AM – 4:00 PM |
Al Ain | NCB Al Ain Branch | +971 3 721 3999 | Sun to Thu bank timing is: 8:00 AM – 4:00 PM |
Ajman | NCB Ajman Branch | +971 6 748 4848 | Sun to Thu bank timing is: 8:00 AM – 4:00 PM |
Easy Steps for Creating an NCB Bank Account
Online
In the UAE, the most reliable way to create an account with NCB Bank is online by following the below process.
Visit the Website: To create an account it is vital for you to visit the official website of NCB Bank.
Select the Online Account Opening Section: Now you have to select the section that is normally labeled as “Online Account Opening” and click on it.
Select the Type of Account: After clicking, you have to choose the type of account you wish to open. Whether you want to open a current or specialized account, National Commercial Bank welcomes you.
Provide Required Information: After that, you need to fill out an online application form by providing your information like Name, nationality, and marital status. Furthermore, you also have to give your contact information like Address, email, and phone number.
Upload Documents: In this step, you have to upload scanned copies or photos of required documents for identity verification. These important documents are Emirates ID, passport, proof of address, and bank reference letter.
Submit the application: After uploading documents, double-check that all information is correct, and then submit your application.
Await Confirmation: The NCB bank will process your application and verify all your documents. Furthermore, when your application is approved by the bank, you will receive confirmation via email or SMS.
Account Activation: At last, when your account is created, you can get your account number, debit card, and online banking credentials.
FAQs
Which documents are essential for customers to create an account with NCB Bank in the UAE?
If any customer wants to create an account with NCB Bank, upload his Emirates ID, passport, proof of address, and bank reference letter.
What is another comfortable way to create an account with NCB Bank besides the website?
The mobile app of NCB Bank is another reliable and easiest way to create an account.
What is the minimum balance requirement for an NCB Bank account?
For a premium savings account with National Commercial Bank, the minimum balance requirement is normally around AED 10,000 to AED 20,000.
Tell me the reason why it is important to create an account with National Commercial Bank?
If someone creates an account with NCB Bank, he can access services like digital banking solutions, competitive loans, credit products, and more.
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