Sharjah Islamic Bank Simple Process for Account Setup

Sharjah Islamic Bank is one of the well-known banks in the UAE that offers an extensive range of services to customers. Moreover, it was established in 1975 and offers top-class services like digital banking, personal banking, and wealth management. The responsibility of the Sharjah Islamic Bank to 24/7 customer support and secure banking enhances your experience. In this detailed blog, we will discuss different services, account openings, and the branches of Sharjah Islamic Bank.

Account Type	Account Opening Fee	Monthly Maintenance Fee	Minimum Balance	Overdraft Charges	Details
Current Account	Free	Free	AED 3,000	Not Available	Everyday banking with a free debit card.
Savings Account	Free	Free	AED 3,000	Not Available	Monthly profit based on Mudarabah.
Investment Account	Free	Free	AED 5,000	Not Available	Quarterly profit distribution.
Child Savings Account	Free	Free	AED 1,000	Not Available	Educational savings plan.
Fixed Deposit Account	Free	Free	AED 10,000	Not Available	Higher profits for fixed terms.

Services Offered by Sharjah Islamic Bank

Investment and Wealth Management

If you choose Sharjah Islamic Bank then you can experience investment solutions to grow their wealth. Furthermore, this Islamic bank also allows customers to avail of top services like wealth management, Islamic investments, takaful, and insurance.

Digital Banking

Sharjah Islamic bank offers different digital services to the customers which make their banking secure and reliable. Moreover, the bank allows customers to experience online banking like cash deposit and bill payment services.

Sharjah Islamic Bank Branches in the UAE

City	Branch	Contact No	Operating Hours
Sharjah	Head Office	+971 6 599 9999	Mon-Fri: 8:00 AM – 2:00 PM
Dubai	Al Nahda Branch	+971 4 206 6060	Mon-Fri: 8:00 AM – 2:00 PM
Abu Dhabi	Khalidiya Branch	+971 2 665 8566	Mon-Fri: 8:00 AM – 2:00 PM
Ajman	Ajman Branch	+971 6 747 7500	Mon-Fri: 8:00 AM – 2:00 PM
Fujairah	Fujairah Branch	+971 9 222 2224	Mon-Fri: 8:00 AM – 2:00 PM

Sharjah Islamic Bank: How to Open Your Account Efficiently

Via Mobile App

You can simply create an account with Sharjah Islamic Bank by using their mobile app as it is a straightforward process.

Download the Sharjah Islamic Bank Mobile App: The Sharjah Islamic Bank mobile app is accessible on Apple and Google Play stores. You can easily download the mobile app from iOS and Android.

Register and Set Up the App: After downloading open the mobile app, then click on Open Account. Furthermore, allow the permissions for the app to access the camera and location of your device.

Verify Your Mobile Number: After that, you need to enter your contact number and verify your phone number by entering OTP.

Fill in Personal Details: After verifying your mobile number, provide your Emirates ID number. Moreover, you have to take a photo of the Emirates ID using the camera of your phone. The app will bring out details from your Emirates ID and you need to check the details are accurate.

Upload Required Documents: In this step, you have to upload your documents like Passport Copy, Emirate ID, and Proof of address. Furthermore, simply provide a selfie to confirm your identity for the verification process.

Choose Account Type: After uploading your documents, simply select the type of account you want to open like a current, savings, and investment account.

Confirm Your Details and Submit: After that, check your information and confirm the email address and delivery address for your debit card. Moreover, remember to carefully read policies and click on “Submit” to complete the process.

Fund Your New Account: After account approval, you can transfer the initial deposit using cash deposit at a SIB ATM. When you make the initial deposit your account will be activated.

Receive Debit Card and Online Banking Details: At last, you will take your debit card in a few days and be able to use the SIB mobile app.

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FAQs

Which method is best to create an account with Sharjah Islamic Bank?

If someone is willing to create an account with Sharjah Islamic Bank then you have to explore their official website. Moreover, for this purpose, you have to fill in your personal details and upload all documents that are required.

Explain the reason why it is important to create an account with the Sharjah Islamic Bank in the UAE?

If you create an account with the Sharjah Islamic Bank it allows you to avail innovative banking services and Sharia-compliant financing solutions.

Can customers create an account with the Sharjah Islamic Bank via a branch visit in the UAE?

Yes, if someone wants to create an account with Sharjah Islamic Bank then visit the nearest physical branch. Moreover, for this purpose, the customer has to provide his personal information and documents like Emirate ID and Passport.